Stewardship is an attitude.  We must first acknowledge and understand that God owns it all.  We are just stewards of what God has given us.  In Prov 3:5-6, we read, "Trust in the Lord with all thine heart; and lean not unto thine own understanding.  In all thy ways acknowledge him, and he shall direct thy paths."  Sometimes we get caught up in worldly endeavors, though, and become lost in our direction.  This is especially true when we are dealing with our own children.  Question - "At what age should children begin paying for their own clothes and contributing toward the family food bill, rent, and other living expenses?"  (This question/answer comes from the book, "Questions and Answers to your Family's Financial Questions", by Larry Burkett)  Answer:  "I believe you have to make those decisions depending on the personality of each child.  What works with one child won't work with another.  I, personally, didn't charge my children to live at home while they were in high school or college.  But if they were not going to school, I felt it was their responsibility to provide some of their own living expenses because they were adults.  I didn't need the money, but I wanted them to feel that they were contributing to their own needs.  I believe it gave them a greater sense of self-worth and responsibility.  At some point, the same principles have to be carried over into their own families."